25th Statewide Housing Conference

Bismarck, North Dakota
Tuesday, February 16, 2016
Tuesday, February 16, 2016

7:30 a.m.-5:00 p.m.     Conference Registration and Check-in

8:00-9:30 a.m.     Continental Breakfast and Plenary Session

Disparate Impact Ruling, Mark Shelburne, Novogradac & Company LLP
With the U.S. Supreme Court disparate impact ruling and HUD’s affirmatively furthering Fair Housing regulation, many questions remain for housing professionals. A national thought leader on affordable housing policy will help property managers, local government officials, lenders, and housing program administrators understand the theory behind these two aspects of the law and review best practices to prevent liability.

Slides: Disparate Impact Ruling

10:00-11:30 a.m.     Plenary Session

The Hero Effect: Being Your Best When it Matters the Most!, Kevin Brown
Heroes see the world differently. For them, it’s not about positive thinking, it’s about perspective. Looking through the lens of optimism gives the hero supernatural vision. They see what others cannot. They see opportunities instead of obstacles – possibilities instead of problems. When things go wrong. . . and they will, optimism is what helps the hero turn life’s messes into a masterpiece.

11:30 a.m.-1:30 p.m.     Lunch and Plenary Session

Workforce Characteristics Study, Nancy Hodur, North Dakota State University
As the workforce has expanded to meet the demands of the oil and gas industry in North Dakota, who these new workers are and what their intentions and perceptions may be have become prevalent questions for state and community leaders trying to plan for growth. The Workforce Characteristics Study is an in-depth look into those questions. 

Slides: Oil and Gas Industry Workforce Characteristics and Implications

2:00-3:15 p.m.     Concurrent Sessions I

1A) Understanding FICO Scores
FICO or credit scores represent the likelihood that a person will pay their debts. Lenders, such as banks and credit card companies, use these scores to evaluate the potential risk posed by lending money to consumers. Our panelists will discuss how the scores are determined, how they are used, and how to dispute misinformation. 

Slides: Credit Scores

1B) Impact of Affordable Housing
As housing practitioners, we know that stable and affordable housing has a positive impact on families and communities. During this session, Enterprise Community Partners’ Knowledge, Impact and Strategy team will share defensible points that are backed by solid supporting evidence regarding the many impacts of affordable housing - points that you can use to win over the public and community leaders.

Slides: Impact of Affordable Housing
Resource: Impact of Affordable Housing on Families and Communities: A Review of the Evidence Base 

1C) Documentation of Resident Violations
Learn the proper methods of documenting resident files for any type of violation. We will discuss types of infractions, the documentation needed and the proper language to use. You will learn what documentation really makes a difference to a judge; especially, if you are ever faced with a court appearance and/or evicting a resident. 

Slides: Documentation of Resident Violations

3:45-5:00 p.m.     Concurrent Sessions II

2A) Selling in a Purchase Market
Can your sales team deliver a concise and compelling reason that a real estate agent should do business with your company? Can they convey the successful traits that set them apart from their competition? In this interactive session, your team works through a series of activities that will develop an opening statement or pitch as to why a referral partner should work with you. Set yourself apart and open those doors to future business!

Slides: Selling in a Purchase Market

2B) Renovating and Rejuvenating Multifamily Housing
What options are available to keep existing affordable housing stock in play? How do you manage a rehab? What challenges might you encounter along the way?  Development team members will discuss the key elements of successful multifamily housing preservation.

Slides: Renovating and Rejuvenating Multifamily Housing
Slides: Occupied Housing Construction Process
Slides: Rehab and Preservation

2C) Managing Reasonable Accommodations Including Assistive Animals
Following an overview of HUD’s Joint Statement on Reasonable Accommodation and FHEO’s Housing Notice 2013-01, we’ll discuss the best way to respond to requests for assistance particularly as it relates to assistive animals. You’ll learn how to avoid Fair Housing inconsistencies and receive practical communication guidelines that ensure compliance with federal regulations.

Slides: Reasonable Accommodations
Resource: HUD Memo on New ADA Regulations on Assistance Animals
Resource: HUD Statement - Reasonable Accommodations Under the Fair Housing Act

5:00-7:00 p.m.     Networking Reception and Exhibit Viewing
The reception is a one of a kind gathering, offering the best local opportunity of the year for government leaders and housing industry professionals to interact, discuss challenges and share solutions.

Wednesday, February 17, 2016

7:00 a.m.-12:30 p.m.     Conference Registration and Check-in

 7:30-9:15 a.m.     Breakfast and Plenary Session

Understanding the Long-Run Decline in Interstate Migration, Sam Schulhofer-Wohl, Federal Reserve Bank of Minneapolis
Compared with their counterparts in most other countries, American workers have long been unusually mobile, freely migrating around the country to wherever they can find good jobs. Many researchers view that high level of mobility as an important strength for the U.S. labor market: Migration allows the economy to respond flexibly to local shocks, such as the recent oil boom in North Dakota, and suggests that workers will go wherever they are most productive. But the rate of migration among states has been falling steadily for decades and is now about half of what it was in the early 1990s. Is the labor market losing its flexibility?

Slides: Interstate Migration

9:30-10:45 a.m.     Concurrent Sessions III

3A) Self-Employed Borrowers and Beyond, part 1 of 2
Learn about income, potential “Add Backs” and required deductions for self-employed borrowers. Income will be analyzed and calculated from 1040s, 1065s, 1120Ss and 1120s.

Handouts: Self-Employed Borrowers
Slides: Tax Return Fundamentals and Analysis

3B) What Do Lenders Look for When Financing Affordable Housing
Learn what’s needed for an affordable housing project to be a successful loan applicant. Understanding that each project has its own unique hurdles, what are typical stumbling blocks and how can you successfully overcome them to get the financing your project needs?

Resource: Panelist Contact Info

3C) Ending Veteran Homelessness
North Dakota has a proud tradition of service to country. This session will focus on two programs that provide assistance to veterans and their families including helping them find and keep affordable rental housing. Property managers and owners will learn about the Supportive Services for Veteran Families and HUD-VASH programs and how they can be part of the solution to end veteran homelessness.

Slides: Supportive Services for Veteran Families
Slides: Healthcare for Homeless Veterans Programs

11:15 a.m.-12:30 p.m.     Concurrent Sessions IV

4A) Self-Employed Borrowers and Beyond, part 2 of 2
Learn about income, potential “Add Backs” and required deductions for self-employed borrowers. Income will be analyzed and calculated from 1040s, 1065s, 1120Ss and 1120s.

Handouts: Self-Employed Borrowers
Slides: Tax Return Fundamentals and Analysis

4B) Financing Resources Overview
The infusion of soft forms of capital into a new development project is the key to enabling below-market rents.  In this session, you will learn about the soft loans, grants, and other development subsidies available to help minimize debt service and maximize rental affordability.

Slides: North Dakota Home Program
Slides: Community Development Block Grant
Slides: CommunityWorks North Dakota
Slides: Rural Development
Slides: Bank of North Dakota Flex PACE
Slides: Vision West Development Housing Incentive Programs
Slides: Financing Resources Overview

4C) Safe Properties, Safe Tenants
Property owners and managers will benefit from this conversation with local law enforcement personnel who will offer advice and answer questions to ensure you are employing best practices that will keep both your rental property and tenants safe.

Resources: Keeping Illegal Activity Out of Rental Property
Bair Analytics
Domestic Violence

12:30-2:00 p.m.     Lunch and Champion of Affordable Housing Awards
The Champion of Affordable Housing Awards recognize and honor the exceptional affordable housing contributions made in North Dakota. 

Post Conference Event
2:00-4:00 p.m.     Strong Communities Fund

Auxiliary Activity Presented by Federal Home Loan Bank of Des Moines
Through its Strong Communities Fund, the Federal Home Loan Bank of Des Moines (FHLB Des Moines) provides subsidies to members and housing providers to assist with the purchase, construction or rehabilitation of affordable housing for low- to moderate-income families and individuals. During this auxiliary session, FHLB Des Moines staff will discuss the: 
    • Competitive Affordable Housing Program, which is one of the largest sources of private sector grants for housing and community development in the nation. This competitive grant program allows organizations to work with member financial institutions to apply for up to $500,000 for the purchase, construction or rehabilitation of owner-occupied or rental housing units.
    • FHLB Des Moines Down Payment Assistance Programs (Home$tart, Home$tart Plus, and the Native American Homeownership Initiative), which assist owner-occupant homebuyers in rural and urban areas. These programs provide funds to FHLB Des Moines Member Banks to assist households, at or below 80 percent area median income, with a home purchase.

Contact Information

  • Contact Sarah Mudder or Amber Schmalz 701-328-8080 or 

Payment Instructions

  • Early Registration Rates
    December 10 - February 5
    $150 - Full Conference
    $80 - Tuesday or Wednesday Only
    $17.50 - Champion Awards Lunch Only
    $97.50 Tuesday Only + Champions Lunch

    Postmarked after February 5 or at the door
    $175 - Full Conference
    $90 - Tuesday or Wednesday Only
    $20 - Champion Awards Lunch Only
    $110 - Tuesday Only + Champions Lunch

    You may choose to print an invoice and mail payment in the form of a check to NDHFA or you may pay online with a credit card. Registration will not be accepted via fax, email or phone.

    Submit invoices with payments to:
    PO Box 1535
    Bismarck, ND 58502-1535

    Make checks payable to: NDHFA

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